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Motor Third Party Liability Insurance – MTPL

Motor Third Party Liability Insurance (MTPL Insurance) is compulsory in Republic of Bulgaria and its provisions are stipulated by the Insurance Code. MTPL Insurance is compulsory for each person who:

  • is an owner of a motor vehicle registered in the territory of Republic of Bulgaria and meets technical safety requirements;
  • drives a motor vehicle while entering the territory of Republic of Bulgaria without having any vehicle insurance applicable to the territory of the country.
  • Ministry of Interior’s bodies are in charge of examining MTPL Insurance in the country.

The limits of the liability under MTPL Insurance for the territory of the Republic of Bulgaria are as follows: – for property damage and damage caused by bodily injury or death:

  • BGN 1 000 000 for each event with one injured person;
  • BGN 5 000 000 for each event with two or more injured persons;

– for property damage

  • BGN 1 000 000 for each event

The limits of the liability under MTPL Insurance for the EU and the member countries of the Council of Bureaux ‘Green Card’ are equal to the minimum limits of liability in the respective country.